Control your own business, whatever happens.

When a shareholder dies, their shares pass to their estate, potentially ending up with a spouse, children, or creditors who don't want to run a business. Shareholder protection funds the buyback before it becomes a problem.

Initial consultations are completely free of charge. There's no obligation to proceed and there is no fee for protection advice.

Should you fail to disclose or misrepresent a fact, then you risk the insurer only paying part of a claim, declining to pay all of the claim or possibly declaring the policy invalid.

• Each shareholder insured for value of their shares
• Cross-option agreements prevent forced sale/purchase
• Life assurance and critical illness options
• Business valuation and policy review every 3 years recommended
• Trust arrangements handled

Shareholder protection puts money in place so the remaining owners can buy out a shareholder's stake if that shareholder dies or becomes critically ill. Without it, the shares typically pass to the family, who may have no wish to run the business, and no obvious way to be paid out.

It is normally set up alongside a written agreement between the owners, so everybody knows in advance what happens and at what valuation.

Talk to me before you decide anything.

Free call, no commitment. I'll give you the honest picture and a recommendation that's right for you.