Straight answers. No sales scripts.
Running a business? Working for yourself? Just bought your first home, or moving up the ladder?
Whatever your situation, I'll give you honest advice, clear options, and a recommendation I'd be comfortable giving my own family.
I'm Alan, a mortgage and protection adviser. I've helped business owners, contractors, first-time buyers, and families across the UK find mortgages when the high street said no, and protect what matters if life doesn't go to plan.
Book a no-obligation callThe mortgage market wasn't built for you. Good job I was.
Lenders generally look at your payslips. If you don't have any, they panic.
But self-employed doesn't mean risky. It means you pay yourself differently. And there are lenders who understand that, they just aren't the ones you'll find on a comparison site.
- One year's accounts? Some lenders will work with that.
- Director taking dividends? There's a lender who gets it.
- Sole trader with variable income? Still very doable.
- Already been told no by a bank? That's usually just the start.
Banks have their own products and their own criteria. If your income doesn't fit neatly into a payslip, they'll often decline, not because you can't afford a mortgage, but because their systems weren't built for people like you.
I work with a comprehensive panel, including lenders who take a far more human view of your application. The ones who look at the business, not just the box.
What clients say.
Reviews left on LinkedIn by people I have worked with.
Alan is the nicest guy to deal with. As my husband and I are both contractors I knew he'd be the perfect person to help us with our remortgage. Efficient, friendly and knowledgeable on the market and lenders. Couldn't ask for anything more. Would definitely recommend, if you have any unusual circumstances Alan's your man.
I cannot recommend Alan enough. He has made the whole process so smooth and slick, and he's had to calm me down a few times because I had never been through this whilst being self-employed. It worried me what my options were, but Alan has such a vast knowledge of mortgages that I felt safe. So helpful and patient. We really are over the moon with everything you've done for us.
From the first call to securing our mortgage offer, Alan put my partner and me at complete ease throughout the whole process. His knowledge of the market was incredibly helpful, especially as we were first time buyers and my partner is self employed and runs his own company. He made everything much easier to understand and guided us through from start to finish.
As a first-time buyer in this area, I had plenty of questions and uncertainties, but Alan was incredibly knowledgeable, patient, and responsive from start to finish. He took the time to explain every step clearly and made what could have been a stressful process feel straightforward. I always felt confident that I was in safe hands.
Services
My only job is finding what's right for you.
A bank can only offer you its own products. I work across a comprehensive panel of High Street and specialist lenders, with no sales targets and no product of the month.
Book a no-obligation callInitial consultations are completely free of charge. There's no obligation to proceed and our broker fee of £495 will only become payable if we proceed to a full application.
A bit about Alan
I'm Alan. Dad, husband, and someone who got into this job because I genuinely enjoy helping people work through a problem.
I know how stressful the mortgage process can be when you don't know what you don't know. That's why I explain everything clearly, answer every question, yes, even the ones you think are obvious, and stay in your corner from the first call to the day you get your keys.
I've been through the mortgage process myself. I know what it's like to sit across the table and not quite understand what's being said. That experience shaped how I work.
More about AlanAnswers to things people actually ask
If your question isn't here, just ask. I don't charge for conversations.
Book a no-obligation callThe first call is free.
No obligation. No jargon. Just a conversation about where you are and how I can help. People often wish they'd done it sooner.
Initial consultations are completely free of charge. There's no obligation to proceed and our broker fee of £495 will only become payable if we proceed to a full application.