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Buy-to-Let Mortgages

Buy-to-let done properly.

Whether you're buying your first investment property or expanding a portfolio, I'll search a comprehensive panel to find the right deal, including specialist lenders for Ltd Co, HMO and holiday let.

Initial consultations are completely free of charge. There's no obligation to proceed and our broker fee of £495 will only become payable if we proceed to a full application.

Your home may be repossessed if you do not keep up repayments on your mortgage.

In brief
  • Personal name and Ltd Co buy-to-let
  • HMO and multi-unit freehold blocks
  • Holiday lets and Airbnb
  • 75–80% LTV standard, up to 85% available
  • Stress test calculations modelled before application
The Financial Conduct Authority does not regulate some forms of Buy to Lets. Your home/property may be repossessed if you do not keep up repayments on your mortgage.
Common questions

Questions about Buy-to-Let Mortgages

Standard buy-to-let typically requires 20–25% deposit (75–80% LTV). Some lenders go to 85% but with significantly tighter criteria and higher rates. HMO mortgages usually need 25–30%.

Talk to me before you decide anything.

Free call, no commitment. I'll give you the honest picture and a recommendation that's right for you.

Initial consultations are completely free of charge. There's no obligation to proceed and our broker fee of £495 will only become payable if we proceed to a full application.