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Bad Credit Mortgages

A bad credit history isn't the end of the story.

Defaults, CCJs, missed payments, IVAs, these affect your options, but rarely kill them. The right specialist lender takes a more human view. I'll tell you honestly what's possible.

Initial consultations are completely free of charge. There's no obligation to proceed and our broker fee of £495 will only become payable if we proceed to a full application.

Your home may be repossessed if you do not keep up repayments on your mortgage.

In brief
  • Defaults and CCJs considered
  • IVA and bankruptcy history (after discharge)
  • Missed payments and arrears
  • Credit rebuild mortgages
  • Honest assessment, no false promises
Common questions

Questions about Bad Credit Mortgages

Often yes, depending on the value, age, and whether it is satisfied. Lenders each have their own thresholds. A CCJ registered more than 3 years ago and satisfied is treated very differently from a recent unsatisfied one.

Talk to me before you decide anything.

Free call, no commitment. I'll give you the honest picture and a recommendation that's right for you.

Initial consultations are completely free of charge. There's no obligation to proceed and our broker fee of £495 will only become payable if we proceed to a full application.